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Are you considering applying for a title loan but are not sure how the process works? At Fischer Car Title Loans, we are here to help. We understand that everyone can find themselves in a difficult financial situation. It can happen due to mounting bills, emergency expenses you did not see coming, or just the need to have a little extra money to give you some breathing room between paychecks. When you need to borrow money, we offer a fast and simple lending solution to your financial needs. By applying for title loans Florida City residents can borrow the money they need by using their vehicle title as security for the loan.

Our online application speeds the process along. We know that your time is valuable. This is why we make it available to enter the information we need to process your loan application online. Begin by providing your full name, a number where we can reach you, and your zip code. Next, enter your vehicle make, mileage, and model. We are pleased to accept all types of vehicles, including cars, trucks, motorcycles, and even recreational vehicles. The information you provide about your vehicle will assist us in determining the amount of money you can borrow. Once we have received all of this information, we can give you a loan estimate and schedule a time when you can speak personally to one of our loan specialists. It takes about 15 minutes to provide the required information to start your loan application. If we are able to approve your loan request, we should be able to get your funds to you within approximately 24 hours. The entire process is extremely fast and straightforward.


About


At Fischer Car Title Loans, we believe in providing our customers with superior service. We are located in Florida City for your convenience. When applying for title loans Florida City residents will discover that our staff is friendly and efficient. If there ever comes a time when you have a question about your loan, we are here to help.

Our staff takes pride in making the loan process simple and keeping payments affordable by offering competitive interest rates. Even so, we also know that things that occur without warning. There may come a time in the future when you are struggling to make your loan payments. We are here to work with you and find a solution if you are facing challenges in paying your loan.

We also know that the vehicle you use to secure your title loan may be your only source of transportation. We do not want your title loan to be hardship for you. This is why we make it possible for you to continue driving your vehicle throughout the term of your loan as long as payments are made on time.

When you need financial help, we are here!

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How it works

Not familiar with how the title loan process works? No problem. We would be pleased to explain the entire process. Title loans offer many benefits when compared to other types of loans. One of the most common reasons for taking out a title loan is the fact that they are so fast and easy. Our staff at Fischer Car Title Loans understands that many of our customers may have had credit problems in the past. This could be due to bankruptcies, foreclosure, bad debt, unpaid bills, etc. Such circumstances can arise for many reasons, including being laid off from work, suffering an illness, a divorce, or death of a loved one. We know that circumstances such as this can arise through no fault of your own. Consequently, we do not run a credit check when approving applicants for title loans. Regardless of whether you are employed, unemployed, have bad credit, or no credit, we may still be able to approve your loan request. When applying for title loans Florida City residents will find it is easy to get approved.

Title loans work much differently than other types of loans you may have used in the past. Along with no credit check, we also do not have strict underwriting guidelines, which are common with the bank loan process. When applying for title loans Florida City residents only need to meet a few requirements. For example, we must verify you are at least 18 years of age, which is a regulation required by the State of Florida. We will also need to verify that you own the vehicle outright, that the vehicle title has no liens against it, and that the title is in your name.

We will structure your loan so that you are able to pay it off in regular installments. You will find that you are generally able to borrow more money when you take out a title loan compared to a payday loan, but you also have longer to pay back the balance of your loan. We do not believe you should be punished for paying off your loan early, if you would like, so you never have to pay prepayment penalties if you elect to pay off your loan before the end of the loan term.

Additionally, we believe in your right to privacy. With many other lending options, you might be required to explain why you are borrowing the money. That is not the case at Fischer Car Title Loans. We will not ask for an explanation of how your loan funds will be used. You may choose to use the loan funds in whatever manner you need, whether that is paying off unpaid bills, paying for medical services, repairing your auto, making home improvements, or covering the cost of a special occasion. It's up to you.

Everyone needs a little financial help at one time or another. There is no reason to be embarrassed about this. By applying for title loans Florida City residents can obtain the money they need to handle their finances without worrying any further. Apply today and let us help you during this trying financial time.